| Checking Rates |
Rate |
APY* |
| Premium Checking |
0.100%
|
0.10%***
|
| Eazy, Freedom & Advantage Checking |
0.000%
|
0.00%
|
* Annual Percentage Yield
*** $500 minimum average daily balance requirement to earn stated APY
| Account Type |
Rate |
APY* |
| Primary, Freedom & Kidz Club Savings |
0.100% |
0.10% |
| Secondary Savings |
0.100% |
0.10% |
| Secured Savings |
0.100% |
0.10% |
| Christmas Club |
0.100% |
0.10% |
Money Market Plus
| Tiers |
Rate |
APY * |
Penalty ³ |
| $2,500 Minimum |
0.449% |
0.45% |
see ³ below |
| $10,000 Minimum |
0.549% |
0.55% |
| $25,000 Minimum |
0.648% |
0.65% |
IRA Rates
| Type |
Tiers |
Rate |
APY* |
| IRA Savings |
$500 Minimum |
0.449% |
0.45% |
| $10,000 Minimum |
0.549% |
0.55% |
| $50,000 Minimum |
0.648% |
0.65% |
IRA Certificates
| Terms |
Tiers |
Rate |
APY* |
Penalty |
| 6 Months |
$500 Minimum |
0.648% |
0.65% |
90 Days |
| 12 Months |
$500 Minimum |
0.747% |
0.75% |
90 Days |
| 24 Months |
$500 Minimum |
0.847% |
0.85% |
180 Days |
| 36 Months |
$500 Minimum |
0.896% |
0.90% |
180 Days |
| 48 Months |
$500 Minimum |
0.995% |
1.00% |
180 Days |
| 60 Months |
$500 Minimum |
1.094% |
1.10% |
180 Days |
Share Certificates
| Terms |
Tiers |
Rate |
APY* |
Penalty |
| 6 Months |
$500 Minimum |
0.648% |
0.65% |
90 Days |
| 12 Months |
$500 Minimum |
0.747% |
0.75% |
90 Days |
| 24 Months |
$500 Minimum |
0.847% |
0.85% |
180 Days |
| 36 Months |
$500 Minimum |
0.896% |
0.90% |
180 Days |
| 48 Months |
$500 Minimum |
0.995% |
1.00% |
180 Days |
| 60 Months |
$500 Minimum |
1.094% |
1.10% |
180 Days |
3-Step Share Certificate
| Terms |
Tiers |
Rate |
APY* |
Penalty ² |
| 24 Months |
$500 Minimum |
0.747% |
0.75% |
180 Days (See ² below) |
* Annual Percentage Yield
¹ Penalty may apply for early withdrawal and may reduce earnings.
² Member may withdraw up to 50% of initial deposit after the first seven days without penalty once during the term of the certificate.
³ Low balance fee assessed at the end of the month, $15.00 per month if balance goes below $2,500 anytime during the month.
| Choose The Plan That Works For You |
Platinum |
Secured Visa |
| Annual Percentage Rate |
9.9% - 16.9% |
9.9% |
| Annual Membership Fee |
None |
None |
| Grace Period for Purchases |
25 Days |
25 Days |
| Minimum Finance Charge |
None |
None |
| Transaction Fee |
None |
None |
Cardholder Disclosure & Agreement
