facebook Premium Checking - Georgia Heritage Federal Credit Union
Routing Number: 261271694

Premium Checking

Georgia Heritage Federal Credit Union

Be Safer. Spend Smarter. It’s Simple!

With unrivaled security and smart savings - it’s simple. With our checking accounts it’s easier to protect your finances, save money on everyday purchases and enjoy your life. That’s something you can bank on.

You’ll also enjoy:

  • Earn monthly dividends on a minimum average daily balance of $500
  • 2 free foreign (Non-GHFCU) ATM transactions per month with Direct Deposit and eStatements
  • Free Visa Debit Card with signature-based Choice Card rewards
  • Access to more than 5,000 CO-OP shared branches and surcharge-free ATMs
  • Apple Pay®, Samsung Pay®, and Google Pay™
  • Free mobile banking, online banking, and bill pay
  • Remote Check Deposit
  • IDProtect®: Identity Theft Monitoring and Resolution Service1
  • Help better protect yourself and your joint account owners with our identity theft monitoring and resolution service that includes credit file monitoring, access to credit report and scores2, monitoring of over 1,000 public databases, identity theft expense reimbursement3, fully managed resolution services, and more.

  • Up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance3
  • (Coverage divides equally on joint accounts and reduces by 50% at age 70)

  • Cellular Telephone Protection
  • Receive up to $300 of replacement or repair costs if your eligible cell phones are stolen or damaged. (Cellular telephone bill must be paid using eligible account.)

  • Debit Advantage®
  • Buyer's Protection & Extended Warranty3
    (Item(s) must be purchased entirely with this account for coverage)

  • $hopping Rewards™
  • Earn cash rewards when you shop online at dozens of your favorite retailers. (registration/activation required; available online only)

  • Travel and Leisure Discounts
  • Money-saving discounts from thousands of local and national businesses - redeem and print coupons online or access discounts from a mobile device. (available online only)

  • Health Discount Savings
  • Enjoy savings on vision, prescription drug and dental services. This is NOT insurance. (registration/activation required)

1Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. GHFCU does not use VantageScore 3.0 to determine your creditworthiness. Please contact a GHFCU representative for more information.
3Special Program Notes: The description herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of Insurance. Insurance Products are not Insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.

Become a member today

Enjoy exclusive savings everyday!

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