If you have struggled in the past, building your credit rating may sound like an insurmountable task. But it’s not. You can improve your credit score and your overall quality of life. A moderate or high credit score can significantly improve your ability to obtain car loans, obtain a home mortgage, or even rent a hotel room. If you have a low credit score or no credit, on the other hand, you may face many obstacles in obtaining things that are commonplace in everyday living....
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If you are looking for home loans in Georgia, it’s important to research all of your options. It’s very possible that you are eligible for discounts and financial assistance that you never knew about. To help you get started in your research, following are the various types of home loans Georgia residents may be eligible for. VA Loans A VA loan is a mortgage that is backed by the U.S. Department of Veterans Affairs. Veterans, active military personnel, and military spouses may qualify, and they...
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Residents who are looking for personal loans in Georgia may feel somewhat overwhelmed. There are many options, and they are similar in some ways but different in others. Furthermore, do you go to a Credit Union in Georgia for a personal loan or to a bank or other lending institution? There’s a lot to think about, so we are providing the following suggestions to help you get started. How to Identify the Ideal Personal Loans in Georgia for Your Needs 1. Research the general differences...
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Every year, we hear about basic financial resolutions for the new year from just about every corner: create a budget, cut out unnecessary expenses, contribute more to your savings account, and so on. This year, however, consider catching up on those financial projects that have been on the back burner. Sometimes, digging deeper and getting to the root of a problem may help you resolve an issue or improve a situation — possibly leading to a domino effect of positive results. What exactly do we...
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All GHFCU Branches and Call Center will be closed on February 15th for President's Day.
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All GHFCU Branches and the Call Center will be closed on January 18th, 2021 in honor of Martin Luther King Jr. Day. We will reopen on January 19th at our normal business hours.
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Despite recommendations to stay home and avoid social gatherings this holiday season, it’s still possible to show your loved ones how much you care with gifts they will cherish. Throughout this pandemic, many people who were accustomed to traditional in-person shopping have learned to navigate the online shopping world. There are many opportunities to save money while shopping online, so you can make the most of the holiday season this year. Tips for Shopping Safely and Wisely Online this Holiday Season 1. Use the online...
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According to the U.S. Small Business Administration Office of Advocacy, small businesses contributed to nearly 1.6 million jobs across Georgia in 2018. That makes up more than 43 percent of all Georgia workers. That year alone, small businesses created more than 73,000 new jobs. Supporting small businesses is integral to a stable economy, and doing so may be especially important now as the nation works to recover from the devastating financial impact of the coronavirus pandemic. When purchases are made at locally owned businesses, significantly...
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Being able to save money may be one of the few silver linings of this COVID-19 pandemic. Many remote workers who used to drive to work every day realized this quickly. You may be able to save money by working from home in many ways, especially if you make a concerted effort to do so. And that’s not a bad idea considering the unpredictability of the near future. Consider these 8 ways you could save money by working from home: 1. Spending less on gasoline...
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International Credit Union Day (ICU Day®) celebrates the spirit of the global credit union movement. The day is recognized to reflect upon the credit union movement's history, promote its achievements, recognize hard work and share member experiences. International Credit Union (ICU) Day® has been celebrated on the third Thursday of October since 1948. Each year we come together to celebrate International Credit Union Day (ICU Day®) to raise awareness about what it means for members around the world to have a credit union as their...
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