Are you curious about the difference between a credit union and a bank? Are you trying to decide which Georgia credit union to choose for your financial needs? Are you wondering about our history, our values, and our services? Well, wonder no more! Watch our video to see what sets us apart from the rest, as well as how our credit union may not only meet but also exceed your needs.
Whether you are struggling through a difficult period in life or you are hoping to tackle a long-awaited home improvement project, Georgia Heritage Federal Credit Union’s personal loans may be just what you need to accomplish your goals. Georgia Heritage FCU may provide you with the comfort and peace of mind you need in order to begin taking on those home improvement chores, paying those bills, putting your children through school, or completing other projects. Our personal loans with competitive interest rates may help you...
More than 1 million Georgians have lost their jobs due to the coronavirus pandemic and subsequent stay-at-home orders, leaving many families worried about the future. Unemployment benefits may help to a certain point, but families may only receive these benefits for a limited time. That means it’s important to stretch your dollar during the coronavirus pandemic in order to reduce expenses. If you are still employed but have been forced to work from home, that may mean you are already saving on gasoline expenses. The...
Dear Valued Members, In light of growing concern over the COVID-19 situation in the U.S. and Georgia and our concern for the well-being of our members, employees and communities, we are postponing our upcoming Annual Meeting which was scheduled for Tuesday, March 24, 2020 at Carey Hilliard’s Banquet Hall on 11111 Abercorn Street, Savannah Georgia, 31419. Applicable laws require we hold an Annual Meeting. We encourage you to stay tuned to our website at www.gaheritagefcu.org and our social media channels to get the latest information...
If you are a young adult who has just begun to become financially independent, you may be wondering what the credit score ranges really mean. Following is a brief explanation of the numbers from two of the major credit scoring companies: FICO and VantageScore. The Differences Between FICO and VantageScore Let’s start with a simple explanation of the key differences between FICO and VantageScore. FICO – which originally stood for Fair, Isaac and Company – was founded in 1956 and has been the credit scoring...
It seems that every cellphone owner has been complaining about being bombarded with telemarketing or fraudulent calls in recent months. To protect yourself, you should take note of scams that some people may be falling for. The Social Security Administration scam is the number one scam reported to the Federal Trade Commission right now. It typically involves a caller or email sender claiming to be from the Social Security Administration, and the fraudster demands that you pay them with a gift card or by wiring...
As you gear up to file your 2019 taxes this year, make sure you understand the full range of tax deductions available. Here are a few you might not be aware of. 1. Health Insurance Premiums Deductible medical expenses must exceed 10 percent of your adjusted gross income to be claimed as an itemized deduction. However, if you’re self-employed and pay your own health coverage, you may be able to deduct 100 percent of your premium. 2. Teacher Tax Savings Qualified K-12 educators can deduct...