All GHFCU Branches and the Call Center will close at 1:00 pm on December 31st and will be closed New Year’s Day.
If you calculate all the money you spend on unnecessary items every month, you may be astonished – and possibly even heartbroken. That extra money could have meant a new dress or a new suit to last you much longer than a few hours. More importantly, you could have used it to pay a household bill or maybe even saved it up for a rainy day. Avoiding impulse buying is a smart way to reduce expenses and save money, but with so much to buy,...
When you refer your friends and family to join Georgia Heritage FCU and they open a primary savings account, you'll be entered to win $150*! This holiday season share the gift of credit union membership by referring your friends and family to open an account at Georgia Heritage FCU. They'll enjoy all the savings and benefits you already receive by being a member, and you'll be entered for the chance to win $150! Membership Benefits include: Competitive rates and flexible terms on loans Earn competitive...
One of the lesser known mortgage options is a USDA home mortgage loan. Geared toward those who want to reside in rural areas, it may help homeowners obtain the home of their dreams. It also may be used to modify existing homes in rural areas depending on a variety of factors. What is a USDA Home Mortgage Loan? The USDA home mortgage loan is offered through the U.S. Department of Agriculture. The program assists lenders by providing low- and moderate-income households the opportunity to own...
Our members often ask if they can access their credit union accounts outside of the state of Georgia, and our answer is, “Yes, you can!” That’s the benefit of online banking and phone banking. It’s also the beauty of choosing a credit union that participates in a national network of ATM locations. Online Banking & Telephone Banking Our credit union allows for traditional online banking as well as banking by digital device. With today’s technology, you can deposit checks remotely, withdraw money remotely, check account...
With the fall 2019 college season underway, many students may be wondering how they can manage expenses this year. With the cost of classes, textbooks, online programs, clothing, food, transportation, entertainment, and more, the college experience can be overwhelming. College students may save money in many simple ways, and it doesn’t even mean they have to forego enjoying the college experience. If you don’t want to completely eliminate unnecessary expenses, simply cutting down a little can take you a long way during your college years....
If you are trying to obtain a credit card or loan from a credit union, interest rates are definitely a key factor in your decision. You should know that the National CUA Board determines the rate of interest federal credit unions may charge on credit cards and other types of loan accounts. The most that credit unions may charge is an 18% Annual Percentage Rate (APR). Additionally, credit unions often offer higher savings rates and lower loan rates. This may mean that your savings may...