As you gear up to file your 2019 taxes this year, make sure you understand the full range of tax deductions available. Here are a few you might not be aware of. 1. Health Insurance Premiums Deductible medical expenses must exceed 10 percent of your adjusted gross income to be claimed as an itemized deduction. However, if you’re self-employed and pay your own health coverage, you may be able to deduct 100 percent of your premium. 2. Teacher Tax Savings Qualified K-12 educators can deduct...
Georgia Heritage FCU members are invited to attend the 2020 Annual Meeting! Tuesday, March 24, 2020 6:00 p.m. – 7:30 p.m. Carey Hilliard’s Banquet Hall 11111 Abercorn Street Savannah, GA 31419-1829 Join us for a meal as we inform you, our member owners, about the progress we've made in the past year and plans for our future. Due to limited seating, a reservation is required. To reserve your seat today, please call (912) 236-4400. Letter from the Board of Directors The Nominating Committee submits the...
Payday loan options have existed for decades, and they may be helpful to some people. However, they can be costly, so other options exist that you may want to consider. It’s important to do your due diligence beforehand in order to determine the best choice for you. Payday Advances A payday loan adds debt upon the existing debt that you may already have. These loans, also known as cash advances and check loans, usually come with high fees and interest charges. The National Credit Union...
The holiday season is the season of giving — giving to your loved ones, giving to your coworkers, and giving to charitable organizations. As you’re doing so, remember that your generous donations can mean money back in your pocket when tax season comes around. In order to make the most of charitable giving, these are a few things you may want to keep in mind. 1. Keep your receipts. You may need to prove the donation, and you may also refer to them as you’re...
If you calculate all the money you spend on unnecessary items every month, you may be astonished – and possibly even heartbroken. That extra money could have meant a new dress or a new suit to last you much longer than a few hours. More importantly, you could have used it to pay a household bill or maybe even saved it up for a rainy day. Avoiding impulse buying is a smart way to reduce expenses and save money, but with so much to buy,...
When you refer your friends and family to join Georgia Heritage FCU and they open a primary savings account, you'll be entered to win $150*! This holiday season share the gift of credit union membership by referring your friends and family to open an account at Georgia Heritage FCU. They'll enjoy all the savings and benefits you already receive by being a member, and you'll be entered for the chance to win $150! Membership Benefits include: Competitive rates and flexible terms on loans Earn competitive...