Due to an all company meeting, we will be opening at a later time than usual on Tuesday August 6. All branches will resume hours by 10 a.m. All branches will be closed on Saturday, August 10. Please mark your calendar.
Debt consolidation is an effective solution for some individuals, but there are many pros and cons of each option to consider. The general advantage of debt consolidation is that a consumer can combine debts into one payment, possibly helping to eliminate some of the stress involved in receiving and paying multiple bills. Beyond that, following is a basic breakdown of three common debt consolidation options, along with the potential pros and cons of each. Balance Transfer Card Pros: Potentially lower introductory interest More funds may...
Whether you are a credit union member or credit union associate, you are likely well aware that you should watch out for counterfeit money. If you do identify fake money, it’s important to understand what you should and should not do. Following are several recommendations by the U.S. Secret Service. What You Should Do if You Receive Counterfeit Money Safely try to delay the passer if possible. Keep in mind that the individual who gave you the bill may be unaware that he or she...
As the days get longer and the weather gets warmer, there is no better time than now to start enjoying the great outdoors with your friends and family. According to Georgia’s tourism website, our beautiful state has “almost 60,000 square miles of water.” Keeping this in mind, purchasing a new boat may be the answer you have been looking for to have even more fun all summer long. With boat loans through Georgia Heritage FCU, we may make purchasing boats more accessible. We offer pre-approved...
There is no way to dispute a credit score, per se, but the scores that you receive from the likes of Equifax, Experian, and TransUnion are all based on their respective reports that are comprised of information submitted to them by lenders. It is important to take the time to dispute information you believe is inaccurate in your credit report because it could result in changes to the report. Following are the two most common reasons you may want to dispute a credit report. 1....
You probably know that there are differences between credit unions and banks. However, you might not be exactly sure what they are. For starters, a credit union is a cooperative financial institution, owned and controlled by the people who use its services. Credit unions are not-for-profit and exist to provide a safe, convenient place where members may save money and may get loans at reasonable rates. Who Can Join a Credit Union? Generally, individuals who live, work, worship, or attend school in the area a...
The early summer months are the busiest times to purchase a home, which means you might be in the home buying market. In order to get the best deal, a high credit score is imperative. As described by the U.S. government website, “a credit score is a number that rates your credit risk. It can help creditors determine whether to give you credit, decide the terms they offer, or the interest rate you pay.” That means that having a high score is incredibly beneficial. What...
Join Us at Our Pooler Branch on June 8th and See Why Where: GHFCU Pooler Branch at 102 Park Avenue, Pooler, GA 31322 When: Saturday, June 8,2019 from 9am to Noon Event Specifics: Food, prizes and giveaways Everyone who stops by can enter a ticket for drawings taking place every half hour Everyone who opens a membership or signs up for any of our other products ( example Loans, shared certificates ) during that time slot will be entered into a drawing for 1 of...
There are many reasons why you may need to dispute credit card charges, such as a business you used accidentally overcharging you or a scammer fraudulently buying tickets around the world in your name. The federal Fair Credit Billing Act (FCBA) protects consumers and credit card companies in regard to billing errors. Such errors include charges with the wrong date or amount; charges you didn’t make; mathematical errors; payments that are not posted; unauthorized charges; and recurring charges that were not made clear to you....