facebook Youth Account - Georgia Heritage Federal Credit Union
Routing Number: 261271694

Youth Account

Kids can be members too!

Georgia Heritage FCU offers Minor Members two youth programs to help start their savings journey. Learn more about our Minor Membership, which includes Kidz Club and Freedom Club programs below.

  • Complete membership application to join
  • $5 opening deposit
  • Social Security Card required
  • Kids must have an eligible adult joint owner on the account. The adult must present a valid government issued ID (state issued driver’s license or identification card, military ID or passport)
  • No monthly service fees
  • Monthly dividends paid on minimum balances of $100
  • Mobile App with Mobile Banking
  • Scholarship opportunities for high school seniors
Treasure Chest

Every time you make a new deposit to your youth account you get access to the treasure chest of goodies.


KidZ Club

  • Must be age 12 or younger
  • Kids receive a FREE welcome gift


Freedom Club

  • Must be between the ages of 13 and 17
  • Teens receive a FREE welcome gift
  • Begin learning smart money management with an optional checking account and debit card (eligible adult joint owner required)
  • Freedom (Youth) Checking
    • Must be between the ages of 13 and 17
    • No monthly fees
    • Minimum opening deposit is $25
    • Account has built in protection features such as no Courtesy Pay, no Remote Check Deposit access and a low debit card limit of $500 per day.
    • Mobile App with Mobile banking
    • Will convert to our Premium checking when the minor reaches age 18

Become a member today

Enjoy exclusive savings everyday!

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