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Tag: Roth vs Traditional IRA

Roth vs Traditional IRA

Before you decide whether to contribute to a Traditional IRA or a Roth IRA, you’ll first need to determine if you are eligible for either. Although the contribution eligibility requirements differ for each, often the decision between Roth vs Traditional IRA depends on your income. Following are the basic facts you need to know. Traditional IRAs IRA owners must have earned income and be under age 70 1/2 to make contributions. Contributions may be tax deductible. Earnings grow tax deferred. Distributions generally are taxable. Distributions before...

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