facebook home loan Archives - Georgia Heritage Federal Credit Union
Routing Number: 261271694

Tag: home loan

It's not too late to make financial resolutions for the new year. In this image, a man rides his bicycle in a residential neighborhood with his child in a child seat behind him. Buying a bike is one way to save money on gasoline expenses.

Every year, we hear about basic financial resolutions for the new year from just about every corner: create a budget, cut out unnecessary expenses, contribute more to your savings account, and so on. This year, however, consider catching up on those financial projects that have been on the back burner. Sometimes, digging deeper and getting to the root of a problem may help you resolve an issue or improve a situation — possibly leading to a domino effect of positive results. What exactly do we...

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The USDA home mortgage loan program exists to provide affordable homeownership opportunities in rural areas.

One of the lesser known mortgage options is a USDA home mortgage loan. Geared toward those who want to reside in rural areas, it may help homeowners obtain the home of their dreams. It also may be used to modify existing homes in rural areas depending on a variety of factors. What is a USDA Home Mortgage Loan? The USDA home mortgage loan is offered through the U.S. Department of Agriculture. The program assists lenders by providing low- and moderate-income households the opportunity to own...

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If you're planning to buy a house, there are several home loan documents you may need to start the process.

If you’re buying a house and plan to obtain a home loan through our credit union and AmeriCU Mortgage, we think you’re making a wise decision. We’ll be here to help walk you through the loan process. The first few steps would be for you to obtain certain home loan documents. Getting a hold of these documents early will help the homebuying process move smoothly and efficiently. 7 Home Loan Documents or Resources You May Need to Have 1. Proof of Income You may need...

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Steps to Take Before Obtaining a Home Loan in Georgia

Buying a home can be an overwhelming process. There are many steps involved, and if you have never purchased a home before, just the idea of financing can seem downright intimidating. But it doesn't have to be! Before obtaining a home loan in Georgia, consider these essential steps. Is it the right fit? Before starting any paperwork, think about what kind of property you’re looking for. Do you plan to start a family in the future, or do you have a large family now? This...

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