facebook home equity loans Archives - Georgia Heritage Federal Credit Union
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Tag: home equity loans

Homeowners can use home equity loans to their advantage. In this image, a happy couple are assessing their finances in their home.

Whether you’re trying to conquer life or overcome an obstacle, taking advantage of home equity loans can be a smart way to achieve your goals. Similar to other types of loans, home equity loans can be used for many purposes, including such things as paying for those holiday expenses coming up over the next several weeks. Borrowers would receive the loan in one sum and pay it back, as opposed to having a revolving line of credit like they would with a credit card. Home...

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To understand a HELOC vs. home equity loan, think of a credit card vs. a loan.

Do you have big life events coming up? Do you need money for unexpected expenses? Are you hoping to transform your home into a beautiful haven? If so, you may be considering obtaining a loan and wondering about HELOC vs. home equity loans. Both offer numerous benefits, but the right choice for you may come down to your personality and lifestyle. Here’s what we mean. Basic Facts About HELOC vs. Home Equity Loans Home equity is the difference between the value of your home and...

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Steps to Take Before Obtaining a Home Loan in Georgia

Buying a home can be an overwhelming process. There are many steps involved, and if you have never purchased a home before, just the idea of financing can seem downright intimidating. But it doesn't have to be! Before obtaining a home loan in Georgia, consider these essential steps. Is it the right fit? Before starting any paperwork, think about what kind of property you’re looking for. Do you plan to start a family in the future, or do you have a large family now? This...

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Several benefits come when you continue to build home equity. They include home equity loan options and possibly lower interest rates. This image depicts a beautiful kitchen.

One of the main advantages of buying a property is that you may be able to build home equity over time if your home appreciates in value and you continue to pay down your mortgage. There are a number of benefits of doing so. Lower Rates One reason why it is good to build equity is that you may receive lower interest rates and monthly payments.  Due to a lower risk, a lender may be willing to provide you with lower interest rates and may...

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