facebook buying a home Archives - Georgia Heritage Federal Credit Union
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Tag: buying a home

Steps to Take Before Obtaining a Home Loan in Georgia

Buying a home can be an overwhelming process. There are many steps involved, and if you have never purchased a home before, just the idea of financing can seem downright intimidating. But it doesn't have to be! Before obtaining a home loan in Georgia, consider these essential steps. Is it the right fit? Before starting any paperwork, think about what kind of property you’re looking for. Do you plan to start a family in the future, or do you have a large family now? This...

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telephone banking

Got your hands full? In the Internet age, it's easy to forget that cellphones aren’t just for checking Facebook and getting traffic alerts about your route home from work. While instant weather updates and a digital calendar are useful tools in life, it's nice to know that your phone can also be used as just a phone. At Georgia Heritage Federal Credit Union, we're literally a phone call away. While we pride ourselves in offering our customers in-person as well as online banking options, sometimes...

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Several benefits come when you continue to build home equity. They include home equity loan options and possibly lower interest rates. This image depicts a beautiful kitchen.

One of the main advantages of buying a property is that you may be able to build home equity over time if your home appreciates in value and you continue to pay down your mortgage. There are a number of benefits of doing so. Lower Rates One reason why it is good to build equity is that you may receive lower interest rates and monthly payments.  Due to a lower risk, a lender may be willing to provide you with lower interest rates and may...

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