Digital Wallet

Enjoy the convenience of paying with your phone — it's free and easy!

Leave your Georgia Heritage debit or credit card at home and pay with your mobile device instead. Whether you have an Apple or Android device, your payment is always fast, private and secure.


We now support Apple Pay®, Android Pay® and Samsung Pay® on several devices. See detailed instructions below, and enroll your Georgia Heritage debit or credit card today — then enjoy a faster, safer way to pay!

Apple Pay

Available on wide variety of Apple devices, including iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE, iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3, and Apple Watch paired with iPhone 5 or later

Getting started:

1. Go to Wallet or Passbook and tap "Add Credit or Debit Card."

2. Follow the steps to add a new card.

3. Tap Next. Georgia Heritage will verify your information and decide if you can add your card to Apple Pay. If we need more information, you'll be prompted to contact us at 912-236-4400 from 9:00-5:00, Monday-Friday.

4. After GHFCU verifies your card, tap Next. Then start using Apple Pay!

Adding a card on your iPad:

1. Go to Settings > Wallet & Apple Pay.

2. Tap Add Credit or Debit Card.

3. Follow the steps to add a new card.

4. Tap Next. Georgia Heritage will verify your information and decide if you can add your card to Apple Pay. If we need more information, you'll be prompted to contact us at 912-236-4400 from 9:00-5:00, Monday-Friday.

5. After GHFCU verifies your card, tap Next. Then start using Apple Pay.

Easy to pay:

  • Hold your device near the contactless reader with your finger on Touch ID.
  • Or, double-click the Home button when your device is locked.

Secure:

  • A unique number is assigned, encrypted, and stored in a secure chip.
  • When you make a purchase, the unique number, along with a transaction-specific security code, is used to process your payment.
  • Your credit or debit card numbers are never shared with merchants or transmitted with payment.

Android Pay

Available on your Android device running Android 4.4 KitKat and above.

Getting started:

1. Download the Android Pay app.

2. Snap a photo to add your Georgia Heritage Visa® card.

3. Pay confidently at over a million locations in the U.S.

Easy to pay:

  • Look for the contactless symbol wherever you shop.
  • Simply unlock your device and tap to the terminal to pay.

Secure:

  • A unique number is used instead of your actual card information.
  • You're also covered by Zero Liability.


Samsung Pay

Available on latest Samsung devices, including: Galaxy Note 5, Galaxy S6, Galaxy S6 Active, Galaxy S6 Edge, Galaxy S6 Edge+, Galaxy S7, Galaxy S7 Edge

Getting started:

1. Make sure your compatible Samsung device is updated with Samsung Pay.

2. Take a picture of your Georgia Heritage Visa® card with your device's camera.

3. Secure it with your fingerprint and backup PIN and you'll be ready to go!

Easy to pay:

  • Just swipe from the bottom of your device screen.
  • Authorize with your fingerprint and hold your device at the terminal.
  • Works at both the older magnetic stripe terminals and the new contactless payment terminals.

Secure:

  • Your full card number is not stored on your mobile device.
  • Transactions are authorized with your fingerprint and a random token.
  • You're also covered by Zero Liability.