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Routing Number: 261271694

News & Events

Supporting local, small businesses in Georgia is important for today's economy, especially during this COVID-19 pandemic. In this image, a small business owner poses in a clothing store.

According to the U.S. Small Business Administration Office of Advocacy, small businesses contributed to nearly 1.6 million jobs across Georgia in 2018. That makes up more than 43 percent of all Georgia workers. That year alone, small businesses created more than 73,000 new jobs. Supporting small businesses is integral to a stable economy, and doing so may be especially important now as the nation works to recover from the devastating financial impact of the coronavirus pandemic. When purchases are made at locally owned businesses, significantly...

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There are many ways to save money by working from home in Georgia during the COVID-19 pandemic. This image shows a woman at work with a laptop in front of her.

Being able to save money may be one of the few silver linings of this COVID-19 pandemic. Many remote workers who used to drive to work every day realized this quickly. You may be able to save money by working from home in many ways, especially if you make a concerted effort to do so. And that’s not a bad idea considering the unpredictability of the near future. Consider these 8 ways you could save money by working from home: 1. Spending less on gasoline...

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International Credit Union Day raises awareness and promotes achievements.

International Credit Union Day (ICU Day®) celebrates the spirit of the global credit union movement. The day is recognized to reflect upon the credit union movement's history, promote its achievements, recognize hard work and share member experiences. International Credit Union (ICU) Day® has been celebrated on the third Thursday of October since 1948. Each year we come together to celebrate International Credit Union Day (ICU Day®) to raise awareness about what it means for members around the world to have a credit union as their...

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Grocery shopping tips that may save money: During this coronavirus pandemic, stock your pantry with versatile, inexpensive foods with a long shelf life. You should also keep your budget in mind when grocery shopping online.

Staying at home more during this coronavirus pandemic has forced us to change the way we do things, and our grocery shopping and dining patterns are a prime example. One thing many of us have adapted to is making more meals at home, how to buy groceries online easily, and which foods we should try to have in our pantry at all times. However, it’s important to stick to your budget while shopping online. Overspending can be tempting when endless possibilities are at the tip...

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Watch our Georgia Heritage Federal Credit Union video to learn about our many benefits of credit union membership for residents of Bryan, Effingham and Chatham counties.

Are you curious about the difference between a credit union and a bank? Are you trying to decide which Georgia credit union to choose for your financial needs? Are you wondering about our history, our values, and our services? Well, wonder no more! Watch our video to see what sets us apart from the rest, as well as how our credit union may not only meet but also exceed your needs.        

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Personal loans are available through Georgia Heritage Federal Credit Union.

Whether you are struggling through a difficult period in life or you are hoping to tackle a long-awaited home improvement project, Georgia Heritage Federal Credit Union’s personal loans may be just what you need to accomplish your goals. Georgia Heritage FCU may provide you with the comfort and peace of mind you need in order to begin taking on those home improvement chores, paying those bills, putting your children through school, or completing other projects. Our personal loans with competitive interest rates may help you...

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You may need to stretch your dollar during the COVID-19 pandemic if you have lost your job. Here are a few money-saving tips.

More than 1 million Georgians have lost their jobs due to the COVID-19 pandemic and subsequent stay-at-home orders, leaving many families worried about the future. Unemployment benefits may help to a certain point, but families may only receive these benefits for a limited time. That means it’s important to stretch your dollar during the coronavirus pandemic in order to reduce expenses. If you are still employed but have been forced to work from home, that may mean you are already saving on gasoline expenses. The...

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Credit score ranges can be confusing.

If you are a young adult who has just begun to become financially independent, you may be wondering what the credit score ranges really mean. Following is a brief explanation of the numbers from two of the major credit scoring companies: FICO and VantageScore. The Differences Between FICO and VantageScore Let’s start with a simple explanation of the key differences between FICO and VantageScore. FICO – which originally stood for Fair, Isaac and Company – was founded in 1956 and has been the credit scoring...

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If you see a call from an unknown number, as shown on this cellphone, it could be a fraudulent call. Social Security Scams are among the most common scam calls today.

It seems that every cellphone owner has been complaining about being bombarded with telemarketing or fraudulent calls in recent months. To protect yourself, you should take note of scams that some people may be falling for. The Social Security Administration scam is the number one scam reported to the Federal Trade Commission right now. It typically involves a caller or email sender claiming to be from the Social Security Administration, and the fraudster demands that you pay them with a gift card or by wiring...

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Following are several tax deductions you may wish to consider.

As you gear up to file your 2019 taxes this year, make sure you understand the full range of tax deductions available. Here are a few you might not be aware of. 1. Health Insurance Premiums Deductible medical expenses must exceed 10 percent of your adjusted gross income to be claimed as an itemized deduction. However, if you’re self-employed and pay your own health coverage, you may be able to deduct 100 percent of your premium. 2. Teacher Tax Savings Qualified K-12 educators can deduct...

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