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Routing Number: 261271694

Category: Uncategorized

savings for traveling

One of the best ways to broaden your horizons and experience other cultures is to travel. Meeting new people and seeing new places can be exciting and fulfilling, but with all of the costs involved, traveling can get very expensive. Many people save for months or even years before a big trip. Before you embark on your next journey, here are some simple things you can do that may help you to save money when you travel. 1. Set a Budget Before the Trip Setting...

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going over a loan agreement

You may have a lot of questions if you are considering taking out your first loan. It may even seem daunting to navigate all of the details involved. To get you started, here are some of the basics for understanding different types of loans, loan protection, and even how to apply for your first loan. Uses for Personal Loans There are many different things that personal loans may be used for. People take out loans for many reasons, and each has their own process. Some...

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Credit cards and loans may be powerful tools to help enhance your quality of life, but there could be too much of a good thing. The trick is to know how to use credit wisely. It’s important to think of credit as a resource, not “free money for now.” One way to manage your credit cards is to actually have the money available to pay off the debt as soon as possible. If not, you may find yourself spiraling into a hole that you can’t...

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A microphone represents the Georgia Heritage Federal Credit Union Podcast.

We love to be able to sit down with you and chat one on one. Providing you with helpful guidance is why we are here. But if we can offer that personalized guidance to a larger number of you at the same time, well that’s even better! With that in mind, we have added an additional service for our credit union members and guests: the Georgia Heritage Federal Credit Union Podcast. Although it’s just begun, we have an endless number of topic ideas for you,...

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Homeowners can use home equity loans to their advantage. In this image, a happy couple are assessing their finances in their home.

Whether you’re trying to conquer life or overcome an obstacle, taking advantage of home equity loans can be a smart way to achieve your goals. Similar to other types of loans, home equity loans can be used for many purposes, including such things as paying for those holiday expenses coming up over the next several weeks. Borrowers would receive the loan in one sum and pay it back, as opposed to having a revolving line of credit like they would with a credit card. Home...

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A couple speaks with a mortgage banker in this image. Are you looking for a mortgage lender in the Savannah Metropolitan Area? If so, we may help you decide which options are best for you.

Are you planning to purchase a new home in Georgia? Congratulations! We are happy for you. Finding the perfect home is a big decision, as is choosing a mortgage lender in the Savannah Metropolitan Area who can meet your needs. Mortgages are available through Credit Unions, banks, and private lenders, but the many different formats and options may be overwhelming. We are here to answer your mortgage questions one-on-one. In the meantime, however, here are a few steps you may wish to take beforehand as...

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If you are looking for consumer loans in Georgia, we may be able to offer options for personal loans, recreational vehicle loans, boat loans, and more. In this image, a parent and child watch a sunset with an RV parked beside them.

If you are looking for consumer loans in Georgia, rest assured that our Credit Union may be able to provide you with many options that may enhance your lifestyle. From motorcycle loans to home loans, our financing solutions may enhance your lifestyle, help you get back on your feet, or give you much-needed peace of mind. Types of Consumer Loans through Georgia Heritage Federal Credit Union Consumer loans could be used for unexpected medical expenses, to finance that trip of a lifetime, to buy a...

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If you are looking for boat loans in Georgia, you should consider factors such as GAP coverage for boats. Our Georgia Credit Unions offers competitive rates for boat loans. This is an overhead image of a yacht in beautiful blue water with mountains in the background.

The wind blowing through your hair. The water splashing all around. The sun warming your skin. There’s nothing quite like owning a boat to enhance your lifestyle, and as a Georgia resident, you can use it to enjoy the outdoors all year long. Don’t own a boat? Well what are you waiting for? If you need a boat loan in Georgia, Credit Unions offer competitive rates to help you set sail. In order to find the best boat loan in Georgia to meet your specific...

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Building your credit rating takes time, but it's possible when you pay your bills on time and open various lines of credit. In this image, a credit score of 752 is shown on a cellphone screen.

If you have struggled in the past, building your credit rating may sound like an insurmountable task. But it’s not. You can improve your credit score and your overall quality of life. A moderate or high credit score can significantly improve your ability to obtain car loans, obtain a home mortgage, or even rent a hotel room. If you have a low credit score or no credit, on the other hand, you may face many obstacles in obtaining things that are commonplace in everyday living....

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There are many types of home loans in Georgia that offer valuable benefits. In this image, a happy couple are holding the keys to their new home.

If you are looking for home loans in Georgia, it’s important to research all of your options. It’s very possible that you are eligible for discounts and financial assistance that you never knew about. To help you get started in your research, following are the various types of home loans Georgia residents may be eligible for. VA Loans A VA loan is a mortgage that is backed by the U.S. Department of Veterans Affairs.  Veterans, active military personnel, and military spouses may qualify, and they...

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