facebook Fraud Protection Archives - Georgia Heritage Federal Credit Union
Routing Number: 261271694

Category: Fraud Protection

If you see a call from an unknown number, as shown on this cellphone, it could be a fraudulent call. Social Security Scams are among the most common scam calls today.

It seems that every cellphone owner has been complaining about being bombarded with telemarketing or fraudulent calls in recent months. To protect yourself, you should take note of scams that some people may be falling for. The Social Security Administration scam is the number one scam reported to the Federal Trade Commission right now. It typically involves a caller or email sender claiming to be from the Social Security Administration, and the fraudster demands that you pay them with a gift card or by wiring...

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If you identify counterfeit money, it’s important to understand what you should and should not do.

Whether you are a credit union member or credit union associate, you are likely well aware that you should watch out for counterfeit money. If you do identify fake money, it’s important to understand what you should and should not do. Following are several recommendations by the U.S. Secret Service. What You Should Do if You Receive Counterfeit Money Safely try to delay the passer if possible. Keep in mind that the individual who gave you the bill may be unaware that he or she...

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You can dispute incorrect information that you find on your credit report.

There is no way to dispute a credit score, per se, but the scores that you receive from the likes of Equifax, Experian, and TransUnion are all based on their respective reports that are comprised of information submitted to them by lenders. It is important to take the time to dispute information you believe is inaccurate in your credit report because it could result in changes to the report. Following are the two most common reasons you may want to dispute a credit report. 1....

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You can dispute credit card charges if you are concerned about errors.

There are many reasons why you may need to dispute credit card charges, such as a business you used accidentally overcharging you or a scammer fraudulently buying tickets around the world in your name. The federal Fair Credit Billing Act (FCBA) protects consumers and credit card companies in regard to billing errors. Such errors include charges with the wrong date or amount; charges you didn’t make; mathematical errors; payments that are not posted; unauthorized charges; and recurring charges that were not made clear to you....

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There are several simply ways you may be able to protect yourself from cyber crime. Speak with a credit union associate for information about fraud prevention.

Online fraud and theft involves much more than disruptive emails and untrustworthy websites. Today’s virtual thefts are much more intelligent than they were several years ago. Modern cyber crimes may involve tactics such as ransomware, where criminals literally hold your files hostage until they receive a ransom. As another example, although fraudulent phone calls have existed for many years, the callers’ processes are much smarter now; they can even reach you from a number featuring your own area code in the hope that you’ll think...

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Tell Georgia Heritage Federal Credit Union about your travel plans. Otherwise, our credit card fraud prevention systems may notice unusual activity on your accounts.

You do a lot to prepare for a trip: book the flight, find the perfect hotel, take time off work months ahead of time, buy new bathing suits, get a pedicure, and on and on. However, there’s one important thing to do before a trip that most people overlook: telling your credit union or your credit card company about your travel plans. Credit card companies and credit unions like ours have standards in place to identify suspicious credit or debit card use. If transactions occur...

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