3-Step Share Certificates

Put even more flexibility into the 3-Step Share Certificate. With a 24-month term, the 3-Step Share Certificate gives you three options for greater earnings power, including the chance to "bump" up your rate and add extra deposits.

And like any share certificate, you can expect a guaranteed return at a fixed rate. A smart addition to any financial portfolio.

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  • Earn competitive dividends, paid monthly
  • Enjoy a fixed rate for the length of the term
  • 24 month term
  • Automatic renewal for your convenience
  • Early withdrawal penalties apply
  • Minimum opening deposit from $500 to $100,000

Three steps for flexibility:

  • Step 1: Bump up the rate (Annual Percentage Yield) once during the term
  • Step 2: Add up to two deposits any time during the term ($500 minimum add-on deposit)
  • Step 3: Withdraw up to 50% of the initial deposit once without penalty during the term (after first 7 days)