Are you tired of those high-cost Vehicle Extended Warranties from dealers & manufacturers? Then check with your credit union regarding mechanical breakdown protection from Mercury Insurance Group (Mercury). Generally, the plans available through Mercury provide similar coverage to the dealer's/manufacturer's plan, but can be obtained for significantly less - in some instances hundreds of dollars on an extended warranty. These warranty plans issued by Mercury may be included in the vehicle financing provided by the Credit Union.

Our Plans cover 100% of all covered components, parts and labor charges including applicable taxes less any deductible that may apply. Our Plans also offer "Wear-and-tear" coverage, meaning any part that has worn beyond the "Manufacturer's Tolerance" and has resulted in a verifiable mechanical breakdown of the part, not just a gradual reduction of operating performance. Seals and gaskets are covered for all covered components.

Protect your vehicle with one of four MBP plans (Platinum, Gold, Silver, and Bronze) - Zero deductible options available.

Platinum Protection is designed for the individual that wants the most comprehensive extended warranty available that provides the maximum amount of “Peace of Mind”.

The Platinum Protection Plan extends coverage to virtually all mechanical and electrical components of your vehicle unless the part is specifically listed as not covered. Platinum Protection is the best and most comprehensive extended warranty coverage (Mechanical Breakdown Protection) that you can purchase for your vehicle. In other words, if it breaks, stops working, or just wears out and it is not included in the list of excluded items, then “we’ve got you covered”!

The items that are excluded are comparable to the items that are excluded in your manufacturer warranty. These mainly include consumable items (brake pads/rotors, shocks/struts, etc.), cosmetic items (trim/molding, upholstery, appearance items, etc.), and maintenance items (belts/hoses, alignments/adjustments, oil changes, etc.). See the sample certificate for complete conditions of coverage, exclusions, and your duties during the term of the Plan.

Examples of parts not covered are: audio speakers, batteries, bumpers, cables, brake drums and rotors, brake pads and shoes, clamps and fasteners, convertible tops, exhaust and emission system (including catalytic converter), filters, fluids (except in conjunction with a covered repair), glass, lights/bulbs/lenses, manual clutch components, navigation systems, shock absorbers, struts, suspension springs, torsion bars, tune-ups, wiper blades, wheels, wheel lug nuts/studs, video entertainment equipment, and any component or equipment not installed by the vehicle manufacturer.

Gold Protection is designed for the value-conscious individual that wants the “Peace of Mind” afforded by an extensive extended warranty that covers all major vehicle systems.

The Gold Protection Plan is our most extensive named component coverage, providing a comprehensive list of covered items.

All major systems of your vehicle are covered including the Engine, Transmission/Transfer Case, Drive Axel, Electrical, Brake, Suspension, Fuel, Steering, Air Conditioning, Audio and Various Hardware. See the sample certificate for complete conditions of coverage, exclusions, and your duties during the term of the Plan.

Silver Protection is designed for the value-conscious individual that wants the “Peace of Mind” afforded by a good extended warranty that covers most major vehicle systems.

The Silver Protection Plan provides good named component coverage. Most major systems of the vehicle are covered including the Engine, Transmission/Transfer Case, Drive Axel, Electrical, Brake, Suspension, Fuel, Steering and Air Conditioning. See the sample certificate for complete conditions of coverage, exclusions, and your duties during the term of the Plan.

Bronze Protection is designed for the budget-minded individual that wants the “Peace of Mind” afforded by an extended warranty that covers the vehicle’s drive-train.

The Bronze Protection Plan provides named component coverage for the drive-train systems of your vehicle including the Engine, Transmission/Transfer Case, and Drive Axel. See the sample certificate for complete conditions of coverage, exclusions, and your duties during the term of the Plan.

With a Mercury Insurance Group Extended Protection Plan, you're assured of ...

Nationwide Protection
A toll-free number for fast, courteous service. Mercury plans are honored in both U.S. and Canada. Call 1-800-654-8455 for assistance and authorization.

Wear Coverage
All plans cover ordinary wear beyond the manufacturer's specifications and tolerances.

Low or Zero Deductible Options Are Available per Visit
No matter how many components are affected.

Towing
Your contract pays up to $75 if your vehicle requires towing due to the failure of a covered part.

Rental
In the event of a covered mechanical Breakdown during the term of your contract, you will be reimbursed for alternative transportation expenses according to the schedule in your contract. If repairs are delayed due to parts unavailability, you may be entitled to additional days of alternative transportation.

Tire Protection
If the tires on your vehicle are damaged during their normal life by glass, nails or other road hazards, they will be repaired, or replaced if not repairable, by a new tire of like kind and quality.

No Limit on Claims
There is no limit on the number of times you can use your premium value protection plan.

Ease of Services
Repairs may be completed at any time at any licensed repair facility in the US & Canada.

Travel and Lodging
You can be reimbursed for meals and lodging up to 3 days if you are stranded because of a covered breakdown more than 100 miles away from your home.

* This page highlights the benefits of the Mercury Insurance Group Extended Service Protection Plans. Please refer to the service contract for coverage’s, exclusions, terms and conditions. Vehicle warranty plans are the products of Mercury Insurance Group. The Credit Union does not administer any portion of the warranty plan.

To learn more about MBP plans contact us.