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3-Step Share Certificates

Put even more flexibility and earnings power into the 24-month Share Certificate.

With the 3-Step Share Certificate you'll get three options for flexibility. This is definitely not your usual Share Certificate.

Summary
  • Competitive dividend rates
  • Dividends paid monthly
  • Deposit from $500 to $100,000
  • Automatic renewal
  • 24-month term
  • NCUA insured

Three steps for flexibility:

Step 1: Bump up the rate (Annual Percentage Yield) once during the term

Step 2: Add up to two deposits any time during the term ($500 minimum add-on deposit)

Step 3: Withdraw up to 50% of the initial deposit once without penalty during the term (after first 7 days)

See "More Information" tab above for full details.

More Information

3-Step Share Certificate Disclosure: Minimum deposit $500. After the account is opened, an account-holder may request a one-time divided rate change to the then current 24-month dividend rate. New dividend rate will apply to remainder of term after the bump option is exercised. Dividends are calculated by applying a periodic rate to the full principal balance in your account each day. Rates and terms subject to change without notice. Minimum add-on deposit $500. Penalty for early withdrawal of funds over 50% of opening deposit based on current rate at time of withdrawal. If the certificate renews at maturity, the bump option will no longer be available. Certain restrictions apply. See rate schedule for rate and APY. Money must remain on deposit to earn the disclosed APY.

*Annual Percentage Yield