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Regular Share/Saving Accounts

If you’re looking for an alternative account that provides a higher rate of interest than regular savings yet gives you the flexibility of check-writing convenience, we’ve got it!

Designed for members who want the flexibility and soundness of a savings account combined with the advantage of greater earnings, our Money Market Plus features check-writing and VISA Check Card conveniences with and a tiered dividend structure, which rewards higher balances with higher earnings.

Money Market PlusMoney Market Plus Features:

  • Minimum balance of $2,500
  • Federally insured to at least $100,000 by NCUA
  • Interest is paid monthly
  • Funds may be deposited or withdrawn from account at any time
  • Check and debit card conveniences
  • Tiers for dividends:
    • $2,500.00 to $9,999.99
    • $10,000.00 to $24,999.99
    • $25,000.00 and up

Minimum deposit and balance: $2,500. If balance goes below $2,500, a $15 monthly fee will be assessed. Dividends compounded daily, paid monthly. Dividends drop to savings rate if balance falls below minimum deposit of $2,500. Fees may reduce earnings. This is a variable-rate account and the rate may change monthly after the account is opened. Certain restrictions apply. See fee schedule.

If you have any other questions about your Heritage savings accounts at Georgia Heritage FCU, contact us.

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