Start planning early for Christmas expenses. At Georgia Heritage FCU, you can open a Christmas Club Account and save for that special time of year. You can deposit any amount that you want as often as you want, and your balances earn the same dividends as a Heritage Savings Account. Once a year these funds are transferred to your savings or designated account, giving you the money you need for that special occasion.

Features included in the Christmas Club Account include:

• A competitive dividend rate
• No minimum balance required
• Quarterly statements
• You may automatically deposit funds into your account through Payroll Deduction

Please contact us if you have any questions about Club Accounts.