 |
| Share
Rates $5 minimum investment |
| Annual
Percentage Yield is accurate as of May 2, 2008. Rates
and other terms may change at any time without prior notice.
A penalty is imposed for early withdrawal. Fees could
reduce earnings on the account. |
| Account
Type |
Minimum
Opening
Deposit |
Minimum
Balance
to Earn APY |
Limitations* |
Dividend
Rate |
Annual
Percentage Yield |
| *Dividends
will be compounded daily and will be credited quarterly. |
| Heritage
Savings Account |
$5.00 |
$5.00 |
Transfer
& Withdrawal * |
0.60% |
0.60% |
| IRA Savings Accounts |
$500.00 Min
$10,000.00 Min
$100,000.00 Min |
$500.00 |
Transfer & Withdrawal* |
|
|
| Money Market Accounts |
$2,500 Min
$10,000 Min
$25,000 Min |
$2,500.00 |
Account Transfer |
|
|
Checking Accounts
- Heritage
- Classic
|
-- |
-- |
-- |
0.25% |
0.25% |
| Christmas
Club Accounts |
-- |
-- |
Transfer
& Withdrawal * |
†
0.60% |
†
0.60% |
| †Dividends
will be compounded annually and credited annually. The Board
of Directors will determine the dividend rate annually.
|
|
| Share
Certificate Rates $500 minimum investment |
| Annual
Percentage Yield is accurate as of May 2, 2008.
Rates and other terms may change at any time without
prior notice. *$500.00 minimum required to open a Share
Certificate. After your certificate is opened, the dividend
rate is fixed for the term. A penalty is imposed for
early withdrawal. Fees could reduce earnings on the
account.
SHARE
Certificate Dividends will be paid monthly.
If
you close your share account before dividends are paid,
you will not receive the accrued dividends. |
| Terms |
Dividend
Rate |
Annual
Percentage Yield |
Renewable |
| 6
months |
| 500.00
MINIMUM |
| 10,000.00
MINIMUM |
|
|
|
Automatic |
| 12
months |
| 500.00
MINIMUM |
| 10,000.00
MINIMUM |
|
|
|
Automatic |
| 24
months |
| 500.00
MINIMUM |
| 10,000.00
MINIMUM |
|
|
|
Automatic |
|
|
|
Automatic |
| 36
months |
| 500.00
MINIMUM |
| 10,000.00
MINIMUM |
|
|
|
Automatic |
| 48
months |
| 10,000.00
MINIMUM |
|
|
|
Automatic |
| 60
months |
| 10,000.00
MINIMUM |
|
|
|
Automatic |
| IRA Certificatres |
| 06 Month Term |
| 500.00 Minimum |
| 10,000.00 Minimum |
| 100,000.00 Minimum |
| 4.71% |
| 12 Month Term |
| 500.00 Minimum |
| 10,000.00 Minimum |
| 100,000.00 Minimum |
| 4.71% |
| 24 Month Term |
| 500.00 Minimum |
| 10,000.00 Minimum |
| 100,000.00 Minimum |
| 4.71% |
| 36 Month Term |
| 500.00 Minimum |
| 10,000.00 Minimum |
| 100,000.00 Minimum |
| 4.71% |
| 48 Month Term |
| 10,000.00 Minimum |
| 100,000.00 Minimum |
| 4.71% |
| 60 Month Term |
| 10,000.00 Minimum |
| 100,000.00 Minimum |
|
| 2.47% |
| 2.57% |
| 2.72% |
| 4.71% |
| 4.71% |
| 2.57% |
| 2.67% |
| 2.81% |
| 4.71% |
| 4.71% |
| 2.72% |
| 2.81% |
| 2.96% |
| 4.71% |
| 4.71% |
| 2.91% |
| 3.01% |
| 3.15% |
| 4.71% |
| 4.71% |
| 3.01% |
| 3.15% |
| 4.71% |
| 4.71% |
| 3.01% |
| 3.15% |
|
| 2.50% |
2.60% |
| 2.75% |
| 4.81% |
| 4.81% |
| 2.60% |
| 2.70% |
| 2.85% |
| 4.81% |
| 4.81% |
| 2.75% |
| 2.85% |
| 3.00% |
| 4.81% |
| 4.81% |
| 2.95% |
| 3.05% |
| 3.20% |
| 4.81% |
| 4.81% |
| 3.05% |
| 3.20% |
| 4.81% |
| 4.81% |
| 3.05% |
| 3.20% |
|
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
| Automatic |
|
| *
For additional information regarding the above accounts,
please call a Member Service Representative. |
|
|
|
