At The Secured Visa® Platinum Credit Card from Georgia Heritage FCU is a great way to establish credit or improve your credit score if you’ve experienced credit problems in the past.

Our Secured Visa credit card is available in two credit limits. Cardholders must dedicate $500 or $1,000 in a separate savings account when applying for the Secured Visa. The credit limit on the card equals the amount in the secured savings account, which cannot be accessed while the account is open. Cardholders pay their Visa statement every month to establish or re-establish creditworthiness.

Features of the Secured Visa are:

• Low 9.9% Annual Percentage Rate
• No annual fee
• No minimum finance charge
• No cash advance fee
• Credit limit of $500 or $1,000 is based on secured savings amount
• Grace period of 25 days on purchases.

For more information, contact a Member Service Representative.