Get Started as a New Member
You've made a great first step for your financial future. Georgia Heritage is here to help you succeed financially for all of your life stages.
Online Banking
Our Online Banking service is the best way to stay connected to your money. Our FREE service allows you to check account balances, transfer money, retrieve check images, account history, etc.
Online Bill Payment
A great way to save money on your monthly bills is to pay your bills electronically with our FREE online bill payment. Online bill payment is fast, safe, and secure.
E-Statements
Sign up today for Georgia Heritage E-Statements. Eliminate the need to wait for the mail in order to receive your paper statement. With our FREE E-Statements you will receive a reminder that your electronic statement is available for you to access online.
New Share Account
To start your new share/savings account at Georgia Heritage you simply deposit $5 into your new account to become a member of the credit union.
Refinancing
Now that you are a member of Georgia Heritage, it is time that you look at refinancing your existing loans and credit cards at your credit union. Most of the time, our loan rates are lower than what you're currently paying and we can save you money. Have one of our Financial Service Representatives take a look at refinancing your existing loans to determine how much money we can save you.
Home Loans
Refinance
While today's economy is uncertain, mortgage rates have never been lower. For some members, refinancing your existing mortgage could save you thousands over the life of your loan.
You may consider refinancing if (1) existing rates are lower than your current mortgage rate, (2) you want to shorten the length of your mortgage, or (3) you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage.
- Fixed-Rate Mortgages
- 30 Year
- 20 Year
- 15 Year
- Adjustable-Rate Mortgages (ARMs)
- Jumbo Loans
Home Equity Line of Credit (HELOC)
Our Home Equity Line of Credit allows you to use the equity in your home to finance your needs. Home improvements, college expenses, debt consolidation, and other personal needs are all reasons to use the equity in your home. HELOC rates are usually lower than personal loans and credit cards, allowing you to pay less interest over time.
