Owned and operated by members with their own collective savings, Georgia Heritage Federal Credit Union is a not-for-profit financial institution. We operate not for charity, but for service, making ours a different philosophy. Unlike banks and other financial institutions that are in business for profit, your credit union returns its profits to you, the member, in the form of dividends and quality services.

History of Georgia Heritage FCU
Union Bag Federal Credit Union was chartered in April 1940 to serve the employees of Union Bag, a paper factory located in Savannah, Georgia. Twenty-one years later, the credit union changed its name to reflect the new name of its sponsor. We became known as Union Camp Savannah Federal Credit Union.

In 1999, the credit union was granted a charter conversion to be able to serve Select Employee Groups besides Union Camp, now known as International Paper. During 1999, the credit union under went another name change. Growing into the next century with our members, Georgia Heritage FCU cherishes its past while welcoming the future.