Savings Rate
Rates effective July 30th, 2010
Savings
| Account Type | Rate | APY * |
|---|
| Savings | 0.50% | 0.50% |
Share Deposit Certificates
| Terms | Tiers | Rate | APY * | Penalty |
|---|
| 6 Months | $500 Minimum
| 0.598% | 0.60% | 30 Days |
| $10,000 Minimum | 0.747% | 0.75% |
| $100,000 Minimum | 0.896% | 0.90% |
| 12 Months | $500 Minimum | 1.243% | 1.25% | 30 Days |
| $10,000 Minimum | 1.391% | 1.40% |
| $100,000 Minimum | 1.539% | 1.55% |
| 24 Months | $500 Minimum | 1.834% | 1.85% | 30 Days |
| $10,000 Minimum | 1.982% | 2.00% |
| $100,000 Minimum | 2.129% | 2.15% |
| 36 Months | $500 Minimum | 2.178% | 2.20% | 30 Days |
| $10,000 Minimum | 2.325% | 2.35% |
| $100,000 Minimum | 2.472% | 2.50% |
| 48 Months | $500 Minimum | 2.423% | 2.45% | 30 Days |
| $10,000 Minimum | 2.570% | 2.60% |
| $100,000 Minimum | 2.716% | 2.75% |
| 60 Months | $500 Minimum | 2.667% | 2.70% | 30 Days |
| $10,000 Minimum | 2.813% | 2.85% |
| $100,000 Minimum | 2.960% | 3.00% |
3 - Step Certificate
| Terms | Tiers | Rate | APY * | Penalty ¹ |
|---|
| 24 Months | $500 Minimum | 1.834% | 1.85% | see ¹ below |
| $10,000 Minimum | 1.962% | 2.00% |
| $100,000 Minimum | 2.129% | 2.15% |
Money Market Plus
| Tiers | Rate | APY * | Penalty ¹ |
|---|
| $2,500 Minimum | 0.747% | 0.75% | see ¹ below |
| $10,000 Minimum | 0.995% | 1.00% |
| $25,000 Minimum | 1.094% | 1.10% |
IRA Rates
| Type | Tiers | Rate | APY * | |
|---|
| IRA Savings | $500 - $9999.99 | 0.995% | 1.00% | |
| $10,000 - $49,999.99 | 1.242% | 1.25% |
| $50,000 + | 1.489% | 1.50% |
| Type | Tiers | Rate | APY * | Penalty |
|---|
| 6 Months | $500 Minimum | 0.598% | 0.60% | 30 Days |
| $10,000 Minimum | 0.747% | 0.75% |
| $100,000 Minimum | 0.896% | .090% |
| 12 Months | $500 Minimum | 1.243% | 1.25% | 30 Days |
| $10,000 Minimum | 1.391% | 1.40% |
| $100,000 Minimum | 1.539% | 1.55% |
| 24 Months | $500 Minimum | 1.834% | 1.85% | 30 Days |
| $10,000 Minimum | 1.982% | 2.00% |
| $100,000 Minimum | 2.129% | 2.15% |
| 36 Months | $500 Minimum | 2.178% | 2.20% | 30 Days |
| $10,000 Minimum | 2.325% | 2.35% |
| $100,000 Minimum | 2.472% | 2.50% |
| 48 Months | $10,000 Minimum | 2.570% | 2.60% | 30 Days |
| $100,000 Minimum | 2.716% | 2.75% |
| 60 Months | $10,000 Minimum | 2.813% | 2.85% | 30 Days |
| $100,000 Minimum | 2.90% | 3.00% |
* APY = Annual Percentage Yield
¹ Penalty may apply for early withdrawal and may reduce earnings.
² Member may withdraw up to 50% of initial deposit after the first seven days without penalty once during the term of the certificate. Other withdrawals use current 24 month certificate penalty.
³ Low balance fee assessed at the end of the month, $15.00 per month if balance goes below $2,500 anytime during the month.
