Home Loan Rates

Rates effective July 30th, 2010

Home Equity Loan

Home Equity Loan TypeLTV < 80%

Annual Percentage Rate ¹

LTV 81-90%

Annual Percentage Rate ¹

LTV 91-100%

Annual Percentage Rate ¹

Variable RateAs low as 5.00%As low as 5.00%As low as 5.25%
Fixed Rate

Term < 72 Months

As low as 5.99%As low as 6.99%As low as 7.99%
Fixed Rate

Term 120 Months

As low as 6.50%As low as 7.50%As low as 8.50%
Fixed Rate

Term 180 Months

As low as 7.00%As low as 8.00%As low as 9.00%

¹ The rate you qualify to receive may vary depending on individual credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

A home equity loan or line of credit is secured by a first or second mortgage lien on your home. Minimum line of credit amount is $5,000. Minimum home equity loan amount is $5,000. Closing fees range from $0 to $700. The Variable Annual Percentage Rate is subject to change but will not exceed 18%.