Employee Benefits
The Difference is Relationships
We recruit outstanding individuals who provide exceptional service to our members. Our employees are valued, respected and treated fairly and equitably. We offer a competitive salary and an excellent benefits package. Some restrictions apply. See Human Resources for more details on employee benefits.
INSURANCE
Medical and Dental
Medical insurance through Aetna and dental coverage through Blue Cross Blue Shield of Georgia are available to all full-time employees and their immediate family members on the first day of the month after completing 30 days of service.
Life Insurance
Full-time employees are eligible to participate in life insurance coverage on their first day of employment, which is paid by the credit union. CUNA Mutual Insurance Company provides employees with the equivalent of their annual base salary.
Long-Term Disability
Full-time employees are eligible for long-term disability after 90 days of employment. After 90 calendar days of continuous disability, employees are eligible for an insured benefit equal to 50% of their base salary. Additionally, employee life insurance will remain in force at no cost to the employee for up to 6 months while on disability.
FSA
A Flexible Spending Account is available to full-time employees, allowing them to have medical/dental/ child care costs deducted from payroll on a pre-tax basis.
AFLAC
AFLAC supplemental insurance coverage is available to GHFCU employees.
401(k) RETIREMENT PROGRAM
GHFCU helps employees build savings for the future on a pre-tax basis through our 401(k) Retirement Program, administered by CUNA Mutual Group.
Employee contributions are based on gross compensation. The Credit Union matches 100% of the employee contribution, up to 4% of the employee's salary.
Vesting for employer contributions is based on years of service. The vesting schedule is as follows:
- 0-1 year..............................0%
- 2 years..............................20%
- 3 years..............................40%
- 4 years..............................60%
- 5 years..............................80%
- 6 years............................100%
Employees are eligible to participate upon satisfaction of the following: (1) completion of 1 year of service, (2) having worked at least 1000 hours during the first year of service, and (3) the attainment of age 18.
PAID TIME OFF
Rather than leave for vacation, sick and personal time, the Credit Union offers a program that allows each employee to decide how to allocate his or her paid time away from work. Paid time off (PTO) may be taken for vacation, personal business, personal illness, the illness of a family member or any other reason you choose. Full-time and part-time employees accrue PTO hours based on position and length of employment with the Credit Union.
